Individual Income Cover

What to expect?

  • Salary covered for 6 months to 2 years or even retirement.
  • The proportion of salary covered by providers varies between 50-70%.
  • Some providers do not rate against smokers or your occupation.
  • The claims statistics of providers are always important to us when we give you our advice and recommendations.

Individual Policy example:

E.g. A man aged 40 earning £2,500 per month:

  • Sickness Cover wanted: 60% paid after 4 weeks deferral period.
  • Accident Cover wanted: 60% paid from Day One.
  • Benefit Payable: £336 per week.
  • Premium: £41.28 / month.